Providing a consumer pick and you can own a house is the most the largest something we could do to them.
Buy a house
- I assist over step one.3 million consumers individual their particular domestic, credit a maximum of ?193bn inside mortgages so you’re able to Uk home owners and you may landlords
- Inside the 2023 we aided more 157,five-hundred new customers complete its mortgage application, totalling more ?33bn property value the new credit.
- More 48,five hundred of these users had been first-big date people.
- You will find grown up our very own mortgage guide by the c.?5.9bn to help you c.?193bn in 2023, broadening all of our share of the market in order to eleven.9% (+0.4%).
- The financing into the electronic properties permitted more nine,000 clients to apply for home financing on line.
Our very own EPC Financing Ambition
I’ve an ambition to help with the United kingdom mortgage users so you can make residential property alot more energy-efficient, reducing the household expenses and you may incentivise users buying the really times effective belongings. I have place an ambition one fifty% of our own British mortgage collection have a keen EPC score out-of C or more than from the 2030.
Because the from the ?140.8 million, 67.6%, of your own total domestic mortgages portfolio had Times Efficiency Certificate (EPC) studies offered ( ?138.8 million, 68.3%), of which forty-two.1%(*) was indeed rated as EPC A towards C ( 41.6%).
Across the Category we have a goal to incorporate ?100 mil weather and you may green funding and investment ranging from . Included in this we endeavor to render at least ?10 million for the lending to have EPC An excellent and you will B rated domestic attributes between .