Good commenter suggested one to forty-seasons terms can be available for our home Affordable Modification Program (FHA-HAMP) and you can Presidentially Announced Biggest Crisis Parts (PDMDA) modification programs (both which have or in the place of a partial claim) to reach address repayments. Which commenter best if FHA expose a phrase all the way to 40 years to your standard FHA-HAMP and you may PDMDA waterfalls in depth about FHA Unmarried Household members Houses Rules Guide (Manual 4000.1), Section III, Servicing and you will Losses Minimization, inside the a future coverage upgrade.